Interview With Rox of Southwest Auto Credit

Please give my readers a history of Southwest Auto Credit. How long has your car dealership been in business?
We have been in business for 4 years but relocated to Rio Rancho one year ago

Does your dealership primarily sell domestic or foreign used cars? Or would you say it’s a mix of both?
We sell a mix of vehicles but are predominantly Domestic Vehicles as our customers request more of certain manufacturers.

If a person has just declared bankruptcy and they want to buy a vehicle, what do you suggest they do?
Come on in! We have a variety of lenders who deal with open and closed BK!

Should a consumer run their own credit report before they purchase a used car?
If they would like to, it might help them understand where they are at before they walk in the door. We will still run their credit in order to obtain them a loan.

Should a consumer bring any documentation with them before they walk into the car dealership?
Absolutely! If they’re looking to drive away in a new vehicle, chances are we’re going to need some information. If they brink a utility bill, recent check stub,drivers license, and a list of people they can call for references, then odds are we can put them in a car that day.

If you’re divorced and as a result of that divorce have bad credit, what tips would you offer the consumer on how to obtain a loan?
Try to come up with a decent down payment, and or find a qualified co signer. Whatever you can do to help strengthen the deal makes you a more qualified candidate.

What are some common buy here pay here misconceptions the public should be aware of?
That even though it is “buy here pay here” and not a conventional loan, most of the time they can help you re-establish your credit.

SouthWest Auto Credit

This is our thirty third interview in our “1000 Interview Challenge” If your interested in an interview, please contact me.

This interview was conducted by Shane McC. Shane currently is attending RISD studying computer programming. He enjoys traveling and plays hockey. He played for the Boston Junior Bruins of the EJHL during the 01-02 season. You can follow him on Google+

Leave a Reply